Rental Assets
Refinance & Long-Term Debt
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Bridge Funding For Investors
See How We Can help You Get Funding
DSCR Rental Loans
Competitive interest rates and favorable terms rental loans.
Cash-Out Refinance
After your remodel or new construction is complete let's help you to refinance into long-term debt .
Multifamily
We have multiple options to offer when it comes to buy & hold, refinances, or value add purchases
Portfolio Loans
Building a new SFR communities or multifamily property we have completive funding for you.
DSCR Rental Loans
Rental portfolio loans built for investors
Rate as low as 6.875%
75 percent loan-to-value
10-30 year Options
Cash + Term or Cash Out
Interest Only Options
Airbnb Rentals.
Multi-Family Loans
At Caraway, we start your multi-family home loan with a term of six to 24 months, which can be prolonged as per your circumstances. Being a private money lender, we have the capacity to offer up to $10,000,000 in hard money. The amount you receive will be determined by a specific percentage of the property's Loan To Value (LTV), based on the loan type you select.
Commercial Real Estate Bridge Loan
Fix & Flip Loan
Buy & Hold Loan
New Construction Loans
Construction Loans
Our construction financing program is among the most fascinating loans we offer as it can be structured in diverse ways. At Caraway, our forte lies in being adaptable enough to customize the structure according to the project's requirements. If you are a general contractor, developer, or investor seeking such financing, we urge you to explore Caraway construction financing program to understand better how it can aid in bringing your project to fruition.
Ground-up Residential
Spec Home Construction
In-Fill Development
Built to Suit
Multi-Unit Development
Frequently Asked Questions
Please reach out if you have any additional questions and our team can help you.
Hard Money VS Traditional Loans
Real estate investors need money fast to succeed. They can borrow from a bank, but it's slow and complicated. So, many use hard money loans instead. These loans are quicker and simpler than traditional ones.
Does a rental portfolio loan give real estate investors more options and opportunities to grow their business?
A portfolio loan is a better way to finance multiple properties together. Imagine if you had to finance ten properties separately, which would mean ten loan files, ten underwrites, and ten closings. That can be too much to handle. With a portfolio loan, you only have to deal with one processor, one underwrite, and one closing, making it a more efficient option. Though the due diligence is almost the same for both single-asset rental and portfolio loans.
Is a rental or fix and flip loan recourse loan?
We offer both full recourse as well as non-recourse in some instances.
What is hard money and how does it help real estate investors?
Unlike traditional conventional bank loans, a hard money loan is based on the value of the property being used as collateral, not just your financial position. While the rates are typically higher, hard money loans are attractive for real estate investors because they tend to close much faster, provide flexible terms and you can pay them off quickly to offset costs, allowing you to scale your business faster. Here are just a few additional benefits of hard money loans:
Access to quick capital and fast turn times
Flexible terms with various repayment schedules and loan durations
Up to 90% money financed based on the property value and your renovation budget
The more you work with the same lender, the more benefits you may receive such as reduced origination fee, rate, and more
Do you require appraisals?
Appraisals vary on your financing needs. We do not require appraisals on bridge loans, but we do require them for rental loans.
Copyright 2023 . All rights reserved
Ryan Tomita
Phoenix Mortgage Brokers, LLC
NMLS: 2024776 / 1800544
AZ - LO: 1017299 / BK – 0950262
Office: 5227 N 7th St Phoenix, AZ 85014
Call 602-858-0027
Email: info@carawayfunding.com
Site: www.carawayfunding.com